Working capital, wired fast

Fast Working Capital for Growing Businesses

Funding from $5,000 to $500,000 in as little as 24 hours. Revenue-based financing or a flexible line of credit, no collateral, no hard credit pull.

  • No collateral required to qualify
  • Funds wired directly to your business account
  • Repayments flex with your daily sales
  • Choose a lump-sum advance or an ongoing line of credit
  • One-page application — decision same day
Check My Offer
5 hrs Fastest funding time
95% Approval rate
$500K Maximum funding

See Your Funding Offer

No obligation

Takes about 1 minute. A funding specialist reviews every application personally.

1
Funding
2
Contact
3
Done
Enter your average monthly revenue.
Select the funding type you’re interested in.
Select how long you've been operating.
Required.
Required.
Required.
Enter a valid email address.
Enter a valid phone number.
256-bit SSL encryption. Applying won’t affect your credit score.

Application Received

A funding specialist will reach out to you within business hours to walk through your offer.

Requested amount—
Monthly revenue—
Funding type—
Time in business—
Contact—

Questions in the meantime? Email info@emeraldexpressltd.com.

Same-Day FundingOffers issued the day you apply
No Hard Credit PullChecking your eligibility won’t hurt your score
95% Approval RateAcross qualified small businesses
Minimum requirements

Three boxes to check. That’s it.

If your business clears these, you’re very likely eligible — no lengthy underwriting checklist required.

$10,000+ Monthly Revenue

Show consistent revenue through your last 3–4 months of business bank statements.

6+ Months in Business

Newer businesses can qualify once they have half a year of operating history.

Canada or US Checking Account

Funds wire directly to a business checking account — no paper checks, no delays.

The process

From application to wire, in three steps

Most applicants move through all three steps within a single business day.

01

Apply

Complete our one-page form in under 4 minutes. No financial statements required to get started.

02

Get Approved

An underwriter reviews your revenue history and responds with a custom offer, often same day.

03

Funds Wired

Sign your offer electronically and funds land in your business account in as little as 24 hours.

Working capital calculator

What could you qualify for?

Drag the slider or type your average monthly revenue for an instant estimate. This is a planning estimate, not a funding offer.

$10,000 per month
$ or type an exact amount
$10K$1M+
Estimated funding range $15,000 – $35,000 Inquire

Estimates only, based on typical revenue-based financing and line of credit brackets. Your actual offer depends on full underwriting review.

Inquire

No obligation

Takes about 1 minute. A funding specialist reviews every application personally.

1
Funding
2
Contact
3
Done
Enter your average monthly revenue.
Select the funding type you’re interested in.
Select how long you've been operating.
Required.
Required.
Required.
Enter a valid email address.
Enter a valid phone number.
256-bit SSL encryption. Applying won’t affect your credit score.

Application Received

A funding specialist will reach out to you within business hours to walk through your offer.

Requested amount—
Monthly revenue—
Funding type—
Time in business—
Contact—

Questions in the meantime? Email info@emeraldexpressltd.com.

Questions, answered

Frequently asked questions

Everything owners ask us before applying. Email info@emeraldexpressltd.com if yours isn’t here.

No. Checking your eligibility uses a soft inquiry only, which never affects your personal or business credit score. A hard pull is only ever run with your separate written consent, and only after you accept a funding offer.
A lump-sum advance gives you the full requested amount up front in a single deposit. A line of credit gives you an approved credit limit you can draw from as needed, repay, and draw from again — useful if your capital needs come and go. Your funding specialist can help you decide which fits your business.
Most applicants who submit complete bank statements before noon receive a decision the same business day, with funds wired as soon as the next business day. Same-day wire is available for qualifying applicants who sign early.
No specific collateral is required. Most offers do include a standard personal guarantee and a UCC-1 filing against business assets, which your funding specialist will walk through in plain language before you sign anything.
We weigh your business’s revenue and cash flow more heavily than your personal credit score. Many approved businesses have owners with scores in the low 500s, provided monthly revenue and time in business meet the minimums above.
Yes. Most offers include an early payoff discount that reduces your total cost when you pay off ahead of schedule. Your funding specialist will confirm the exact terms on your specific offer.
Ready when you are

Get your funding offer today

No cost to apply. No obligation to accept. Just a straight answer, fast.

See My Offer — It’s Free